Auto and Home Insurance

Solid coverage, low cost

You could be paying too much for auto insurance

You work hard for your money and even harder to keep your budget on track. So why spend too much on auto insurance—maybe hundreds of dollars too much?

How much could I save?
Credit union members could save hundreds of dollars on auto insurance through the TruStage™ Auto Insurance and Home Program. And it could be simple to switch carriers—without losing any money.

What are the advantages?
The TruStage™ Auto Insurance Program offers a powerful mix of savings & popular, member-friendly benefits:

  • Credit union members could save
  • Nationally recognized companies
  • Friendly service with extended hours

Get a free quote today. Don’t wait to see how much you could save.

GET A QUOTE

Auto and Home Insurance Products are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states.  © TruStage

AUT-2948367.4-0924-1026

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Guaranteed Asset Protection (GAP)

Complete coverage for your vehicle

When your car is stolen or totaled in an accident, most insurance policies cover only your vehicle's value. A wide difference could exist between your insurance payout and what you still owe on your auto loan. 

Scient’s Guaranteed Asset Protection (GAP) steps in by paying that difference to alleviate your financial burden. It's the smartest way to protect you and your investment. 

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Credit Life and Disability Insurance

A policy to ease your family's burden

A death or disabling injury can place tremendous stress, financial and otherwise, on your family. Credit Life and Disability Insurance from Scient Federal Credit Union and CUNA Mutual Group can help ease the financial burden. Secure a policy to provide the peace of mind you and your family deserve.

  • Available on Personal LoansAuto Loans and Executive Reserve Accounts
  • Coverage up to $50,000 per loan in the event of your death
  • Coverage up to $850 per month (maximum total of $50,000) while you're on disability 
  • Payments are included in your monthly loan payments, eliminating the need to pay a separate bill

Sign up for Credit Life and Disability Insurance when you apply for any of the loans listed above. 

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AD&D Insurance

Complimentary coverage, with options

Claim your no-cost Accidental Death & Dismemberment InsuranceClaim your no-cost Accidental Death & Dismemberment Insurance. Add more coverage starting at around $1 a month.*

Your $3000 of no-cost TruStage™ Accidental Death and Dismemberment coverage, courtesy of Scient Federal Credit Union, is now available for you to claim.

As a member of Scient Federal Credit Union, you have received $3000 in AD&D coverage from TruStage at no cost to you. AD&D coverage can pay a cash benefit to you and your loved ones in the case of a covered accident. It can also pay benefits if you are hospitalized or suffer from lost ability (such as loss of eyesight or hearing) due to an accident. It’s money your family can use to help cover any expenses you have while you focus on recovery.  

Again, it costs you absolutely nothing—only a few minutes of your time—to get $3000 of coverage. If you choose, additional insurance is available for you or eligible family members at rates designed to be budget-friendly. Your acceptance is guaranteed—with no health questions or medical exam.

Don't miss out on this valuable, no-cost benefit part of your credit union membership. Enrolling is quick and simple. Go to www.trustage.com/add-insurance or call toll-free 1-800-798-8798.
 

*Cost is between $1 and $1.50 per month for every $10,000 of individual TruStage AD&D Insurance.

TruStage™ Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Policy Form Numbers: ADD-2018-POL, ADD-2018-POL(OR), 2018-ADD-POLRDR-CI, 2018-ADD-POLRDR-CNR, E10-ADD-2012, E10a-ADD-2012-LSCU, E10a-014-2012, E10a-014-2012(OR), E10a-015-2012, F10a-015-2012-1(WA).
© TruStage

ADI-2951032.2

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Life Insurance

Affordable protection for your family.

Help protect your familyHelp protect your family

Life Insurance could provide your loved ones with money to help pay for things like mortgage or rent payments, day-to-day bills, or medical and funeral bills, if you’re no longer here.

TruStage™ is coverage designed to be simple and fit your budget. Start today to:

  • Compare Life Insurance options
  • See instant quotes based on your budget and needs
  • Apply online or over the phone

Don’t wait. Get an instant online quote today. Or call 1-800-814-2914 and talk to a licensed agent.

COMPARE INSURANCE 

A tradition of strength

TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of December 2022 by A.M. Best, an independent rating service which evaluates financial stability and operating performance, year after year. An “A” rating is the third highest of 16 ratings.

 

TruStage™ Life Insurance is issued by CMFG Life Insurance Company, MEMBERS Life Insurance Company, and other leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. All guarantees are based on the claims-paying ability of the insurer. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. © TruStage

GEN-2943854.3

Scient FCU is a full-service credit union with branches in Groton, New London and New Haven Connecticut.

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Financial Calculators.

Save more, buy a home, pay off a loan and more with the help of our financial calculators.

Run the numbers

Scient Blog.

Explore articles about timely topics and personal finances, from spending and saving to borrowing money.

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Solutions Finder.

Get personalized product, service and resource recommendations based on your unique goals and life stage.

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1 TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

MAH-1112-4AA6

2 TruStage™ AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

ADD-1112-BC54

3 TruStage™ Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

LIFE-1112-8F55